Backend Software Engineer - Payments & Distributed Systems

Backend Software Engineer with 2+ years of experience specializing in high-performance, low-latency financial systems. Core expertise is in building critical payment processing infrastructure for fintech startups to scale reliably. At CRED (top Indian fintech unicorn), was part of the team that built and scaled transaction processing systems, achieving sub-50ms latency. Has deep, hands-on experience with event-driven architectures (Kafka, Outbox Pattern), distributed systems design, and ensuring data consistency in financial ledgers. Proven track record of improving system performance by over 40% through strategic caching and resilient design patterns. Has 3 years of unrestricted work authorization in the US (OPT + STEM OPT Extension) and does not require any visa sponsorship. Looking for a challenging backend role where expertise in payments and distributed systems can be applied to solve critical business problems. Can start immediately.